List of 2016 provident fund decoration loan proces

2022-07-22
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We all know that the purposes of provident fund loans are: house purchase, construction, reconstruction and overhaul of houses, renting houses, treatment of major diseases, etc. many people have no money to spend on house decoration after house purchase, so we can use provident fund loans to complete the decoration. In 2016, the payment and deposit ratio of provident fund was adjusted. Is there any change in the 2016 provident fund decoration loan process? Now let's get to know the latest 2016 provident fund decoration loan process with the editor of the housing finance office

2016 provident fund decoration loan process list

2016 provident fund decoration loan process list:

step 1: 2016 provident fund decoration loan application

for the construction and overhaul of self owned housing, the loan application shall be handled at the local housing provident fund management center with the approval documents of the land and planning management department

Step 2: Review

the housing sales unit or guarantee company will submit the borrower's information together with the purchase contract, the receipt of the first payment and other materials to the municipal housing provident fund management center for approval

Step 3: sign a loan contract

after the approval of the housing provident fund management center, notify the borrower to sign a loan contract with the bank. And handle contract notarization, mortgage insurance and other relevant procedures

step 4: bank loans

after the borrower completes all the above procedures, the center will issue the "decision on granting loans" to the entrusting bank and notify the bank to make loans

step 5: repayment

the borrower shall make monthly repayment to the bank according to the agreement on the monthly repayment amount in the loan contract

although the list of 2016 provident fund decoration loan process only has six steps, it also takes us more energy to handle it. I hope you can make a smooth loan after mastering the loan process. Please pay attention to the Housing Finance Institute for more loan knowledge

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